Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Preparing For the Ultimate Vacation Make your retirement as exciting as your next vacation. Social Security: The $64,000 Question One of the most common questions people ask about Social Security is when they should start taking benefits. My Retirement Savings Estimate how long your retirement savings may last using various monthly cash flow rates.